Questions from compliance officers.

Verifykator prepares structured due-diligence reports on Polish companies. You enter a NIP; we query 18 sources (registries, sanctions lists, financial data, the press) and return a report scored in five risk domains — typically within a minute, at most about 3 minutes. You get a PDF and a web view.

Any entity with due diligence obligations under Polish or EU AML legislation: banks and payment institutions, fintech companies, law firms, notaries, real estate agents, accountants, insurance brokers, and other AMLA-obliged entities. Also used by procurement and legal teams at non-obliged entities that nonetheless want structured counterparty risk information.

The free check: after you enter your e-mail we show on screen, and send to that address, data from 4 registries: KRS, GUS REGON, the VAT White List and VIES — no sanctions, owners, financials or risk score. The full AMLA report (PLN 39.36) adds sanctions lists (OpenSanctions incl. the MSWiA list, the EU list, OFAC SDN), the KNF warning list, beneficial owners from CRBR and shareholders from KRS, financial data, proceedings, press coverage and a rule-based score in five domains, with a PDF.

No. You order a report one at a time: NIP, e-mail and payment via Przelewy24. The PDF and the report link are sent by e-mail.

No. We check entities with a Polish NIP. Persons and companies linked to them, foreign ones included, are screened against sanctions lists.

Typically about a minute; at most about 3 minutes, which is the time limit for collecting data. A source that does not answer in time is marked in the report as "not checked".

The score is fully rule-based and deterministic. Every factor that raised the score is listed in its domain with points and source. The report text is built from templates — no language models, and no data goes to AI providers. Weights and points are published on the Methodology page.

The report marks that source as not checked, adds no points for it and recommends manual verification. If KRS, the VAT White List or the sanctions check fails, we do not issue the report and refund the payment automatically.

It provides the facts for EDD: beneficial owners from CRBR and shareholders from KRS, the sanctions screen, financial data and a risk score. EDD also needs documented questions to the customer and a compliance decision — that part is yours.

0–20 low, 21–60 moderate, 61–84 high, 85–100 critical. Some findings set a minimum: a sanctions match → at least 85; bankruptcy, liquidation, restructuring or a KNF warning → at least 75; a link to a sanctioned entity or a criminal record → at least 61; a PEP or RCA → at least 21.

Yes — every order is a new report with data as of the order date. We do not compare it with the previous report automatically.

AMLA is the EU Anti-Money Laundering Authority, set up by Regulation (EU) 2024/1620. Regulation (EU) 2024/1624 (AMLR), with uniform customer due-diligence rules, applies from 10 July 2027.

The report link is valid for 7 days; we send a new one via the My reports page. The 5-year record-keeping duty rests with the obliged entity — keep the PDF in your own files.

We show each source's data with the check date and do not correct it. We do not cross-check registries automatically — a discrepancy is worth clarifying with the counterparty.

No. Verifykator is a data aggregation and structuring tool. The report presents findings from official registries and databases — it does not constitute a legal opinion, compliance clearance, or a recommendation to proceed or decline with onboarding. All decisions remain with your compliance officer and institution.

The report contains the check date, the list of sources, each source's result and the scoring factors with their sources. Whether it serves as evidence is decided by your AML procedure.

Our servers are in the EU (Railway, the Netherlands). We use processors, also in the USA (e-mail delivery, search, analytics) — listed in the Privacy Policy. Requests for access, correction or deletion go to office@verifykator.pl.

We keep the e-mail from the order, the NIP checked, the invoice details, the order time and ID, and the generated report. Raw source data is deleted after 30 days. We do not store card data — Przelewy24 handles payments. We also use Google Analytics — see the Cookie Policy.

Connections are encrypted (HTTPS). Servers in the EU (Railway, the Netherlands).

No. Reports are currently ordered one at a time on the website.

PLN 39.36 per report including 23% VAT (PLN 32.00 net). No subscription — you pay per report. The free check costs nothing.

Payments are handled by Przelewy24: among others BLIK, instant bank transfers and payment cards. Verifykator does not store card data.

Yes. You enter the invoice details (name, NIP, address) in the order form; we issue the VAT invoice on those details and send it by e-mail. Issuer: GPPL Sp. z o.o.

Check your spam folder first; a new report link can be requested on the My reports page. If the report was not generated, the payment is refunded automatically via Przelewy24. Contact: office@verifykator.pl.